Getting the best financing terms is crucial to your real estate success. ATX PROPERTIES partners with a network of trusted lenders to secure competitive rates, flexible terms, and faster approvals for our clients.
Expert Guidance Through Every Step of the Lending Process
We don't just connect you with lendersβwe advocate for you throughout the entire financing process, ensuring you get the best possible terms and a smooth closing experience.
We negotiate with our lender network to ensure you get the best possible rates and terms available in the market.
Our established relationships mean streamlined processes and quicker loan approvals so you can close faster.
We help you understand your options and choose the loan program that best fits your financial situation and goals.
Whether you're a first-time buyer, investor, or have unique circumstances, we have lender partners ready to help.
Our lender partners offer a comprehensive range of loan programs to match your unique situation and financial goals. We connect you with the right lender and guide you through the entire process.
Traditional mortgages with competitive rates for well-qualified buyers
Government-backed loans perfect for first-time homebuyers
Exclusive benefits for military members and veterans
Flexible financing for investment properties and unique situations
Financing for luxury and high-value properties
Specialized financing for real estate investors
Preferred Lenders
Options for every situation
Day Average Closing
Faster than market standard
RESPA Compliant
Transparent partnerships
Specializations
From VA to assumable loans
An assumable loan allows you to take over the seller's existing mortgage, often at a significantly lower interest rate than current market rates. In today's market, this can be a game-changer.
Current Market Rate: 6.5%
Assumable Loan Rate: 3.5% (from 2021)
Loan Amount: $400,000
π° Monthly Savings: $760+
Assumption Timeline
Typically 60-90 days for bank underwriting and approval
Gap Financing Available
Bridge the difference between loan balance and purchase price
Minimal Closing Costs
Assumption fees typically $500-1,500 vs. standard origination fees
Traditional Loan
6.5%
Assumable Loan
3.5%
Monthly Payment Difference
-$760/month
Annual Savings
$9,120/year
*Based on $400K loan amount. Your savings may vary.
Whether you're a first-time buyer, investor, military family, or international buyer, we have lending solutions tailored to your unique circumstances.
Starting your homeownership journey with confidence.
Build your portfolio with strategic financing.
VA loans with benefits designed for you.
Financing options for global investors.
Smooth transitions to North Austin living.
Financing tailored to your income structure.
Understanding your financing options is essential. Here are answers to common questions about our lending partnerships and the mortgage process.